Repaying Your Loans

Managing Your Student Loans

Did you know that National Student Loan Data System (NSLDS) can help you keep track of all your student loans from every institution you have ever attended? Check it out at http://www.nslds.ed.gov/nslds_SA/ today! You will need your federal PIN to access your information. HACC is required to send your loan information to the federal government which updates NSLDS.


Check out the following loan calculators:

Did You Know......
  • Student loans cannot be forgiven or discharged through bankruptcy. This includes both federal and private education loans. This is very different from most other forms of personal debt.
  • Not paying your loans for 270 days will result in the loan going into default.
  • Defautling on a loan will result in collection fees, poor credit ratings, the loss of tax refunds and wage garnishment whereby up to 15% of what you earn will go towards the defaulted loan.
Learn more about the consequences of default through the U.S Department of Education website.