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How is eligibility determined?

Colleges determine and offer students financial aid based on the following:

Cost of Attendance (COA)
- Expected Family Contribution (EFC)
= Financial Need (Financial Aid Eligibility)

 
What is the Cost Of Attendance (COA)?
The Cost of Attendance, also known as the "Student Budget", includes most everything related to college expenses for one academic year. 
  • Tuition & Fees
  • Room & Board
  • Books & Supplies
  • Transportation
  • Miscellaneous Educational Expenses
 
What Is The Expected Family Contribution (EFC)?
A figure derived from the information that the student and/or parents provided on the FAFSA form. It is used to determine the types and amounts of financial aid a student may receive from the Federal government, the State Government and the school.


What is Financial Need?
Financial need is calculated as being the difference between the Cost of Attendance and the Expected Family Contribution. The amount of aid you receive is then based on your financial need. Even if you have no financial need, you are still able to receive non-need based financial aid, such as scholarships or Federal Unsubsidized Direct Stafford loans. Financial Need will vary from school to school.


Will Outside Funding Affect My Financial Aid Award?
Your total Financial Aid package - money from the federal government, State Grant agency, college and outside resources - cannot exceed your Cost of Attendance (COA). Other types of funding may reduce your eligibility for federal and state financial aid. Any outside resource you receive must be used when determining the types and amounts of financial aid may be awarded. Some common outside resources include:
  • Certificate of Residency
  • Office of Vocational Rehabilitation (OVR)
  • Scholarships
  • Employer reimbursement/Tuition Assistance
  • Trade Act or TRDW sponsorship
You can obtain an estimate of what grants you may be eligible to receive by completing the Net Price Calculator.
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